FOR HOMEOWNERS

Secure Payments to a Trusted Tradesperson

Hire with confidence - Your payments are protected, professionals are verified, and every project is tracked from start to finish.

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See Features
  • Simple outline of a house with a door and a window. Builder

    Builders

  • Outline of a paintbrush with a wooden handle and bristles. Painter and decorator

    Decorators

  • Simple line drawing of a hand saw. Carpenter

    Carpenters

  • Line drawing of a house with a chimney. roofer

    Roofers

  • Icon of a writing hand with a pencil. plasterer

    Plastering

  • A simple black and white illustration of a brick wall. builder and stonemason

    Brick Layer

  • Icon indicating over 60 trades listed in Paylio

    60+ trade categories

Two smartphones displaying Paylio app screens; one shows payment options and business growth messages, the other shows payment details and bank account linking with Paylio.
Paylio icon, blue rounded abstract square with corner cut out.

SAFETY FIRST

Your Protection, Guaranteed

We've built Paylio from the ground up with your security in mind. Every transaction is protected, every professional is verified, and you're always in control.

Money held safely until work is approved

A blue checkmark.

Verified professional badges you can trust

A blue checkmark.

Complete transparency on all job activity

A blue check mark.

Secure, encrypted communications

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How it Works

Getting started with Paylio is simple and straightforward.

Find a Tradesperson*

Search by trade type, location, or browse our verified professionals on the map.

A graphic with a green background and a large number one, accompanied by a photo of a man with a beard and tattoos, wearing a blue checkered shirt, looking at a wall. Step 1 - find a tradesperson.

Create a Job

Describe your project, set your budget, and invite tradespeople to quote.

A graphic of a lime green puzzle piece with the number 2 on it, connected to a photo of a construction worker installing or working on a ceiling in a room under renovation. Step 2 - create a job.

Agree on Terms

Discuss details, review quotes, and agree on milestones and pricing.

Smartphone displaying the Paylio app, held by a person's hand, with a green number 3 graphic beside it. Step 3 - agree on terms.

Secure Payment

Funds are held safely in escrow and released as each stage is completed.

A woman holding a smartphone and a credit card, representing digital payments or online shopping. Step 4- secure payment.

* Already know who you want to use? Used a tradesperson before? No idea where to start? No problem, you can go straight to the job setup.

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Why Customers Love Paylio

Everything you need to find, hire, and pay tradespeople with confidence.

Icon of a credit card representing secure payments between homeowners and tradespeople with Paylio.

Payment Protection

Your money is held securely until you're completely satisfied with the work. Never risk upfront payments again.

Magnifying glass with a location pin inside it representing searching for local tradespeople with Paylio.

Find Local Trades

Search by postcode and trade type to find professionals in your area quickly.

A dark outline of a ribbon or badge with a checkmark inside, representing verification of tradespeople by Paylio.

Verified Professionals

Every tradesperson is verified. Look for trust badges to find reliable, vetted professionals.

A simple line with four circles connected by lines and a flag at the end representing milestone payments between homeowners and tradespeople with Paylio.

Milestone Payments

Pay in stages as work progresses. Only release funds when each milestone is complete.

Outline of a paper airplane representing direct communication between homeowners and tradespeople with Paylio.

Direct Messaging

Message tradespeople directly. Share photos, discuss details, and stay connected.

Eye with a magnifying glass icon.

Full Transparency

Track every update, see who edited what, and monitor progress with real-time activity feeds.

Two smartphones showing the Paylio app screens, with a green sign indicating 'App Launch Coming Soon'.

Powerful search and discovery tools to find trusted tradespeople.

  • Look for verification badges to find trusted professionals.

  • Electricians, plumbers, builders, decorators, and many more.

  • Search by postcode to find tradespeople in any UK location.

  • Browse tradespeople on a map. See who's available in your area.

  • Filter by trade type, location radius, ratings, and verification status.

  • Save your favourite tradespeople for easy access later.

Ready for Complete Peace of Mind?

The best tradespeople don't stay available for long.

By joining early, not only will you unlock secure payments, you'll get first access to new local businesses as they come onto the platform.

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Get Early Access

YES, PAYLIO IS FREE TO USE!

Frequently Asked Questions

  • Paylio is free to download and there are no ongoing fees. We do charge a small percentage fee (2.25%, or a minimum of £60) on every job. This covers our costs and maintains the platform. The cost is split between you and your tradesperson to reflect the mutual protection from using Paylio.

  • We're currently in development and plan to launch in 2026. Join our waitlist to be notified as soon as we go live on iOS and Android.

  • When you create a job, the agreed payment or stage payments are held securely. The funds are only released to the tradesperson when you approve the completed work. This protects both you and tradespeople by knowing the money is available and will only be released on satisfactory completion of the job or service.

Register now to get early access.

Get Early Access